A percentage is a number expressed as a fraction of 100. The word comes from the Latin per centum, meaning "by the hundred." For example, 45% means 45 out of every 100. Percentages are used to compare quantities, express discounts, tax rates, interest rates, exam scores, and much more.
Divide the part by the whole and multiply by 100. Formula: (Part รท Whole) ร 100. Example: 40 is what % of 200? โ (40 รท 200) ร 100 = 20%.
Formula: ((New Value โ Old Value) รท Old Value) ร 100. A positive result means an increase, a negative result a decrease. Example: price went from โน500 to โน650 โ ((650โ500) รท 500) ร 100 = +30% increase.
Use the "Add / Remove % from a Number" section. Enter your base price and the GST rate (e.g. 18).
After Adding โ price including GST (e.g. โน1,180 for โน1,000 + 18%).
After Removing โ pre-tax price if you already know the final amount.
Home Loan EMI Calculator
Calculate your monthly EMI, total interest and repayment amount
Loan Parameters
8.5%
20 Yrs
Monthly EMI
โ
Loan Summary
Loan Amountโ
Down Paymentโ
Total Interest Payableโ
Total Repaymentโ
Principal vs Interest Breakdown
โ
Total Outflow
Year-wise Interest vs Principal
* EMI calculated using standard reducing balance formula. For informational purposes only โ consult your bank for exact figures.
Frequently Asked Questions โ Home Loan EMI Calculator
EMI (Equated Monthly Instalment) is the fixed monthly payment to your lender until the loan is fully repaid. Each EMI has two parts โ a principal component and an interest component. Under reducing balance, the interest portion gradually decreases each month.
The standard reducing balance formula is:
EMI = P ร r ร (1+r)โฟ / [(1+r)โฟ โ 1]
Where P = loan principal, r = monthly interest rate (annual rate รท 12 รท 100), and n = total months.
Reducing Balance โ Interest calculated on outstanding principal. Standard method used by Indian banks.
Flat Rate โ Interest calculated on original loan amount for entire tenure. Total interest significantly higher.
Yes! Under the Income Tax Act:
Section 80C โ Up to โน1.5 lakh/year on principal repayment.
Section 24(b) โ Up to โน2 lakh/year on interest paid (self-occupied property).
Consult a tax advisor for the latest rules applicable to you.
Car & Bike Loan Calculator
Calculate EMI for your vehicle loan with optional insurance
Car Loan Parameters
9.5%
5 Yrs
Monthly EMI
โ
Vehicle Loan Summary
Loan Amountโ
Total Interestโ
Insurance Costโ
Total Repaymentโ
Principal vs Interest Breakdown
โ
EMI/month
Cost Breakdown Overview
Frequently Asked Questions โ Car & Bike Loan Calculator
Car loan interest rates in India generally range from 8.5% to 15% per annum depending on your lender, credit score, and vehicle type. A CIBIL score above 750 typically qualifies you for the best rates.
Car loans โ Maximum tenure is typically 5 to 7 years (84 months).
Bike/two-wheeler loans โ Maximum tenure is usually 3 to 5 years (60 months).
Steel & Material Weight Calculator
Calculate weight and estimated cost for steel sections and other materials
Material Parameters
Weight Results
Weight per Piece
โ
Total Weight
โ
Estimated Cost
โ
TMT Bar Reference Weight per metre
Diameter
Weight / m
Grade
8 mm
0.395 kg
TMT
10 mm
0.617 kg
TMT
12 mm
0.888 kg
TMT
16 mm
1.580 kg
TMT
20 mm
2.470 kg
TMT
25 mm
3.860 kg
TMT
32 mm
6.310 kg
TMT
Material Density Comparison (kg/mยณ)
Frequently Asked Questions โ Steel & Material Calculator
Formula: Weight = (ฯ/4) ร Dยฒ ร L ร ฯ, where D = diameter (m), L = length (m), ฯ = density (kg/mยณ). For mild steel a 20mm ร 6m rod โ 14.83 kg.
The standard density of mild steel is 7850 kg/mยณ (7.85 g/cmยณ). Other densities: Stainless Steel 7930, Aluminium 2700, Copper 8960, Cast Iron 7200 (all in kg/mยณ).
As a rough reference (2024โ25):
TMT bars (Fe500) โ โน55โ70 per kg
MS plates / flats โ โน60โ75 per kg
Stainless steel โ โน150โ300 per kg
Aluminium โ โน180โ220 per kg
SPI / EVM Calculator
Earned Value Management โ measure project schedule & cost performance
Project Parameters
60%
50%
Key Formulas:
PV = BAC ร Planned% | EV = BAC ร Actual%
SPI = EV / PV | CPI = EV / AC
EAC = BAC / CPI | TCPI = (BACโEV)/(BACโAC)
Core EV Values
Planned Value (PV)โ
Earned Value (EV)โ
Actual Cost (AC)โ
Budget at Completion (BAC)โ
Variance
Schedule Variance (SV = EVโPV)โ
Cost Variance (CV = EVโAC)โ
Variance at Completion (VAC)โ
๐
Schedule Performance Index (SPI)
โ
SPI = EV / PV โ >1 Ahead, =1 On track, <1 Behind
EVM is a project management technique that integrates scope, schedule, and cost to assess project performance. It uses three key values โ Planned Value (PV), Earned Value (EV), and Actual Cost (AC) โ to objectively measure how well a project is tracking against its baseline.
An SPI < 1 means the project is behind schedule. The team is accomplishing less work than was planned. For example, SPI = 0.8 means only 80% of scheduled work is complete. An SPI > 1 means ahead of schedule, and SPI = 1 means exactly on track.
A CPI < 1 means the project is over budget โ spending more than the value of work completed. CPI = 0.9 means every โน1 spent produces only โน0.90 of value. A CPI > 1 means under budget (efficient), and CPI = 1 means exactly on budget.
EAC (Estimate at Completion) forecasts the total cost of the project based on current performance. The most common formula is EAC = BAC / CPI. If EAC > BAC, the project will overrun its budget. Project managers use EAC to decide whether corrective actions are needed.
TCPI (To-Complete Performance Index) tells you the efficiency (CPI) the project must achieve for the remaining work to stay within budget. Formula: TCPI = (BAC โ EV) / (BAC โ AC). A TCPI > 1 means the remaining work must be done more efficiently than past work.
Civil Engineering Calculators
Concrete, brickwork, column, beam & more โ IS code based
When cement, sand, and aggregate are dry-mixed, they contain voids between particles. When water is added and the concrete hardens (cures), these voids compact. The ratio 1.54 accounts for this volume reduction โ meaning 1 mยณ of wet concrete requires approximately 1.54 mยณ of dry ingredients. This factor is widely used per IS code practice.
For standard Indian bricks (230ร115ร75 mm) with 10mm mortar joints, approximately 500 bricks per mยณ of brickwork (including mortar). For 1 mยฒ of wall (115mm thick), roughly 60 bricks are needed. These are approximate values; actual count depends on brick size, mortar thickness, and wastage.
As per IS 456: 2000, Clause 23.2, the final deflection including long-term effects should not exceed Span/250 for most cases. Additionally, deflection after erection of partitions/finishes should not exceed Span/350 or 20mm, whichever is less. This calculator checks against L/250 as a basic serviceability criterion.
As per IS 456: 2000, Clause 39.3, the design strength of a short axially loaded column is:
Pu = 0.4 ร fck ร Ac + 0.67 ร fy ร Asc
Where fck = characteristic compressive strength of concrete, Ac = net concrete area, fy = yield strength of steel, Asc = area of steel reinforcement.
As per IS 456, the area of longitudinal steel in a column shall be:
Minimum: 0.8% of gross cross-sectional area
Maximum: 6% of gross cross-sectional area (to avoid congestion)
A typical design uses 1% to 3% steel ratio for economy and practicality.